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Levin Budget Services

Working Together For Stronger Financial Futures in Horowhenua

At Budget Services Horowhenua, we’re here to walk alongside individuals and families across the region offering achievable financial guidance that replaces a sense of helplessness with control and confidence. 

Services available to our community

For more than 40 years, we have proudly served at the heart of our community. Supporting local individuals and families with trusted guidance and practical advice around financial security is not just our profession, it’s our commitment to giving back and helping our community thrive.

Budget Planning – One on One Advice

At Levin Budget Services we believe budgeting can be clear, realistic and feel extremely rewarding. Yes, really! With the right guidance and encouragement, taking control of your finances doesn’t have to feel so overwhelming and intimidating.

Debt management

When debt feels heavy, it affects every area of your life and we’re here to show you, you don’t have to carry it alone. We’ll work with you to explore options you may not have considered, helping relieve the stress on you and your whānau.

Creditor negotiations

Our experienced financial mentors at Budget Services Levin can support you with practical advice on communicating with creditors and setting up repayment arrangements that both parties feel are fair and manageable.

Insolvency options

Insolvency can make you feel alone and uncertain. The team at Budget Services Horowhenua are here to offer you help and guidance and replace the feeling of being judged with feeling supported

Savings Plans

When you need help creating a clear plan for your financial wellbeing, we’ll work with you to design a personalised savings strategy and guide you every step of the way as you bring it to life.

KiwiSaver Hardship Applications

Applying for an early KiwiSaver withdrawal due to hardship can feel complicated, but we’ll guide you through each stage and help you complete the required forms together.

Access to No or Low Interest Loans

We keep informed about safe and affordable lending options, helping connect you with suitable no or low interest loan solutions.

MoneyMates

Budget Services Horowhenua also offers MoneyMates. This is a welcoming small group space where you can share money experiences, build practical budgeting skills, explore debt and goal setting and grow your confidence in a supportive environment.

Your personal financial mentors

We’re a group of dedicated financial mentors working alongside our Horowhenua locals to create stronger, more secure financial futures together. At Levin Budget Services we believe when one wins, we all win!

Would like a taste of what’s on offer at Budget Services Levin?  Listen to Heather Kinsey; one of our dedicated financial mentors and coordinators on the Horowhenua Service Show which is committed to shining a spotlight on community and volunteer groups in Levin and across Horowhenua. The show celebrates the valuable services provided to our local community.

Here to help

We are a free service with locations across Horowhenua.

Contact us today. We promise to support you from A - Z. Our job is to simply and easily help you make your financial goals a reality. 

Blog

Check out our blog for useful tips, tricks and information on all things budgeting related.

A day in the life of a financial mentor

Many people think that Financial Mentors (FM) spend their days doing budgets and telling people how their money should be spent. Nothing could be further from the truth, and this blog focuses on howRead more

How time and compound interest work together to grow money

Have you ever heard the saying, "Make your money work for you"? That is exactly what compound interest does. And the sooner you start saving, the harder it works for you! Compound interest is oftenRead more

Eating healthy on a budget when you live alone

Last month we looked at eating well on a budget in a family situation; this month we look at doing the same when you live alone. Living alone can make healthy eating seem difficult. It is too easy toRead more

Feeding your family well in difficult times

With the cost of living continuing to go up, feeding a family well is harder than ever. But the good news is that with a few simple steps, you can still put healthy, filling meals on the table.Read more

How different cultures deal with money – A budget advisor’s perspective

When working as a budget advisor, one thing quickly becomes clear - people think about money in different ways! Culture, family values and life experiences all shape how people earn, spend, save andRead more

Levin residents carry $11m plus debt

By Frankie Webb, Horowhenua Chronicle Local people seeking help through Levin Budget Service are carrying more than $11 million in combined debt as demand for financial mentoring surges to record levRead more

Providing a lifeline for struggling families

By Leanne Warr, Kāpiti News As the cost of living continues to impact people’s budgets across Kāpiti and Horowhenua, a local budget service is lending support. Heather Kinsey, coordinator acrossRead more

Are you a potato, an egg or a coffee bean?

A different type of blog this month but hopefully you will enjoy it and be able to apply it to your financial issues. We tend to react according to the circumstances in our lives, so this fable isRead more

How to talk to your children about money

The pressures on children have never been higher than they are nowadays; so many “must haves” so that they can conform with their peer group – clothes, phone, games, shoes – the list goes on.Read more

New Year’s resolution to start budgeting? Let’s start with power.

Power costs are a major part of our budgets, but with a little effort, savings can be made without compromising health and quality of life. Here are some suggestions to help you get on top of your poRead more

Forgot to be a Grinch? No worries.

It happens to the best of us. Christmas in New Zealand is a beautiful mix of sunshine, BBQs, beach trips, and family time. It’s so easy to get caught up in the excitement. We tell ourselves,Read more

The why and how to of personal budgeting

“A budget is telling your money where to go instead of wondering where it went” Dave Ramsay In other words, you are in control, which means you can start to afford to buy what you want ratherRead more

"Having to deal with everything on my own was stressful and talking about money felt awkward.  Being able to meet with a budget advisor and have regular talks helped me get more experience talking about money. It gave me hope and confidence to understand my financial situation"